Friendly, plain-talking advice from a Worcestershire team.
01905 347 545

Model Portfolios

Guidance on diversifying your portfolio across different asset classes.
Helping you make more of your money.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Help From our Fund Managers

The Openwork Graphene Model Portfolios aim to minimise the absolute risk of loss in your overall portfolio by diversifying your investments across various asset classes. By allocating your investments across different assets, the impact of any single investment's performance on your total portfolio is reduced due to each investment representing a smaller percentage of the total assets. If one investment underperforms, the overall effect on your portfolio is relatively limited. Likewise, positive performance is also diversified across multiple investments, potentially enhancing the overall returns of your portfolio.

Our selection of underlying fund managers is based on their demonstrated ability to consistently identify stocks with strong long-term growth potential. By partnering with skilled fund managers, we strive to enhance the overall performance and growth prospects of your investments. As part of The Openwork Partnership, we have access to a large portfolio of funds managed by top fund managers and rebalanced every 6 months.

Omnis Managed Portfolio Service (OMPS)

As an investor, you want to make sure that your investments are managed in line with your risk profile, that they consider the market environment, and that they are managed by leading investment managers that will take advantage of opportunities and manage the risks

Omnis, one of the largest managers of UK domiciled funds in the UK, boasts over £10 billion in assets under management. Our partnership with The Openwork Partnership, a network of 4,200 financial advisers nationwide, aims to empower individuals with a sense of assurance and positivity as they envision their future.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Discover our investments services

We have access and can advise on thousands of products, helping you find the right deal for your circumstances.

Speak to one of our friendly advisers

We are always happy to hear from new clients, so please get in contact today to discuss your mortgage options.

80+

Combined years experience

2000+

Happy clients

50+

Lenders

Frequently Asked Questions

You’re based in Worcester – can you help somebody based anywhere else in the country?

Yes, we cover the whole country. We have local advisers who are based in Worcester, Malvern, Droitwich, Redditch and Kidderminster. So if you would prefer a face-to-face experience we do have advisers in those areas. But we also offer mortgage advice anywhere in the UK – from London to Bristol and right up to Scotland.

Technology these days makes it so easy to do things over the phone or video calls. It means we can still give that face-to-face experience wherever you live.

Tell us more about Advice Plain and Simple?

We began our journey in 2016 as three self-employed mortgage advisers operating under another practice. From the outset, we shared a clear vision: to become the go-to destination for mortgage and protection advice in Worcester. It was during this time that the Mortgages Plain and Simple brand was born.

By 2019, we had achieved that initial goal and took the next step by establishing our own firm, William Chalice Limited, which became home to our first brand, Mortgages Plain and Simple. This brand specialises in providing straightforward, expert mortgage advice.

William Chalice Limited is an appointed representative of The Openwork Partnership. Being part of Openwork gives us access to the resources, products, and support of a large national network, while allowing us to maintain our identity as a trusted local business. Openwork’s offering extends far beyond mortgages and protection, enabling us to expand into wider areas of financial advice, including retirement planning, pensions, and investments.

In 2024, we launched our second brand, Advice Plain and Simple, allowing us to deliver a truly holistic financial advice service. This marked an important milestone, as we were no longer limited to mortgage advice and could support clients across all aspects of their financial journey.

At the heart of our company is our exceptional team. We have built a group of dedicated advisers who specialise in different areas, ensuring that whether you need mortgage advice, pension planning, insurance, or equity release, you have access to the right expert for your situation.

By 2026, we had grown from a team of three to a thriving business of 16 professionals, serving clients across Worcestershire.

Our Vision
Our vision today is to become the go-to place for all areas of financial advice across the Worcestershire region, delivering clear, simple, and expert guidance to every client we serve.